This NSW developer is redefining buyer protection

In a market where confidence matters more than ever, one Sydney developer is taking buyer protection a step further. INCA Property Group is bringing a new level of assurance to apartment living in the Upper North Shore.

INCA Property Group is setting a new benchmark for buyer peace of mind on Sydney’s Upper North Shore by integrating Resilience Latent Defects Insurance (LDI) at its latest boutique development, Ellis Residences in St Ives. This initiative positions Ellis Residences as one of the few projects in the Ku-ring-gai area to offer this advanced level of structural warranty.

Currently under construction by GOP Constructions, Ellis Residences comprises 18 meticulously designed three-bedroom apartments nestled in a serene cul-de-sac, just moments from St Ives Village.

What is LDI?

LDI provides a 10-year, first-resort, strict liability policy covering structural elements, waterproofing, and core systems like electrical and plumbing. Unlike traditional strata bonds, LDI is developer-purchased and activated immediately upon completion, ensuring buyers are protected without the need for legal action.

Hear from the INCA team

Michael Downs, development manager at INCA, highlighted the company's commitment to quality and buyer confidence:

"By the time we were planning Ellis, our builder was proactively asking for [LDI]. It gives them certainty, it gives us confidence—and ultimately, it protects the buyer in a way that traditional strata bonds can’t."

Sales and marketing manager Mat Cassidy emphasised the value of LDI to buyers: 

"Once [LDI] was explained, the value really hit home. There are monthly or even bi-monthly inspections by a third-party Technical Inspection Service. What the builder delivers isn’t just acceptable to the developer—it has to meet the insurer’s standards. That level of scrutiny benefits everyone."

This is just the beginning

INCA plans to implement LDI across all future apartment projects, reinforcing its dedication to delivering superior homes that blend design excellence with an enviable lifestyle.

Completion is anticipated by September 2026.

For more off-the-plan property news, click here.