Considering investing? Here's why buying OTP could be a smart move

If you’ve been thinking about investing in property, you’re not alone. 

Amid shifting markets and evolving investor priorities, real estate continues to stand strong as a cornerstone of long-term wealth building - especially for investors who can capitalise on equity in existing property. 

But not all investment properties are created equal - and for those looking to step into the market strategically, buying off-the-plan might just offer the edge you’re looking for.

While established homes often get most of the attention, off-the-plan opportunities are quietly delivering real value to savvy investors across Australia.

Here’s why it’s worth considering.

Lock in today’s price, reap tomorrow’s gains

When you buy off-the-plan, you’re securing a property at today’s market price - even though settlement may be a year or more away. That gives your investment time to grow in value before you’ve even picked up the keys - or your first rental payment.

This window can translate into meaningful capital growth, without requiring additional upfront capital. In a rising market, that can be a powerful advantage.

Stamp duty savings that add up

One of the lesser-known perks of buying off-the-plan is the potential to save on stamp duty - especially in states like Victoria and New South Wales. In some cases, these savings can stretch into the tens of thousands of dollars.

For investors, that’s money that could be redirected into your loan, body corporate fees, or even your next deposit.

Breathing room to plan ahead

Unlike the faster pace of buying an existing property, off-the-plan gives you time. Time to get your finances in order. Time to research your rental strategy. And time to make decisions without the pressure of immediate settlement.

This flexibility can make your entry into the investment market smoother and more deliberate - especially if you’re juggling other financial priorities or aiming to grow your portfolio sustainably.

Tax benefits through depreciation

Brand-new properties come with attractive depreciation benefits. That means you may be able to claim deductions on the building structure and its fixtures - boosting your cash flow and softening the tax impact.

If you’re a higher-income earner, these deductions can make a significant difference to your yearly returns.

Lower maintenance, higher tenant appeal

New homes are typically more energy-efficient, lower maintenance, and built to meet the expectations of today’s tenants. Whether it’s integrated appliances, high-speed internet, or shared amenities like gyms and rooftops, off-the-plan properties are designed to offer modern living - something renters increasingly look for.

And fewer repairs in the early years? That’s a win for your bottom line.

So, is it right for you?

Every investor’s journey is different. But if you’re looking for a way to enter the market with foresight and flexibility, off-the-plan deserves your attention.

With expert support, a well-chosen development, and a clear plan, off-the-plan investing can be a smart and strategic pathway toward long-term growth.

Because sometimes, building for the future really does start before the foundations are even laid.

For more off-the-plan property news, click here.